Executive Financial Insights Blog

If you are a banker, you’ll likely refer to this as the Debt Service Ratio (DSR), but for the rest of world, it’s known as the Debt Service Coverage Ratio (DSCR).  Either way, it’s the same metric. Why is it important? The ratio is primarily used by investors,...

Every successful business owner has learned that NOT having a laser focus on their top and bottom line can make or break a business. Today, as we navigate through a very uncertain and disruptive COVID environment, business owners may need to shift their focus from the...

If the SBA denies your EIDL loan application, the SBA will notify you in writing outlining the specific reasons for the denial. Any applicant whose request for a loan is declined for reasons other than size (not being a small business) has the right to submit...

When it comes to exiting, timing is everything -- and that is true in business as well as in life. Once you have established that it is the best time to sell your business and move forward into the next phase of your life, smart preparation is critically...

As we celebrate our first decade of business at Florida CFO Group, we proudly look back on the ten years we have spent providing valuable, strategic financial partnership to our clients and the rapid growth of our firm. Now, as we look forward at years to come, we are...

As I write this in mid-May, almost every Florida CFO Group client has been impacted by the economic shutdowns / slow-downs that have arisen from the COVID-19 pandemic. It is already clear that there are several learnings and ongoing challenges that each company,...

The current COVID-19 pandemic is having an unprecedented impact on our personal, financial and business lives. The Florida CFO Group serves 50 Tampa Bay / Orlando businesses – all of whom have been impacted – from temporary shut-downs and extensive work-at-home...

The Florida CFO Group last month made a financial and operational commitment to Polyblox. Polyblox (www.ilovepolyblox.com) is a for-profit and for-purpose startup whose mission is to teach "joyful inclusion" to kids of all ages. ​The Polyblox totems include letters,...

Part Three of Three Parts: When to Hire a Fractional (Part-Time) CFO In the third and final part of a three-part series on hiring a fractional (part-time) CFO, Florida CFO Group partners Betsy Bennett, Mark Brown, and Jim Dietz discuss how to know you...

Part Two of Three Parts: When to Hire a Fractional (Part-Time) CFO In the second of a three-part series on hiring a fractional (part-time) CFO, Florida CFO Group partners Betsy Bennett, Mark Brown, and Jim Dietz discuss why to hire a part-time CFO...