Recent Posts
The CFO’s Blueprint: Turning GTM Strategy into a Profit Engine
In my experience, “Go-to-Market” (GTM) is often presented as a creative exercise—a cocktail of sleek slide decks, brand messaging, and launch timelines. But from the CFO’s chair, I see it differently. For me, GTM is a capital allocation problem. It is the bridge...
Debt Maturity Cycles: Why Smart Companies Manage Time, Not Just Interest Rates
Debt is usually discussed in terms of cost: interest rates, covenants, and repayment amounts. But one of the most important, and most overlooked, dimensions of debt is time. Every loan, credit facility, or bond carries a maturity date. And those dates don’t just mark...
What Got Me Here Won’t Get Me Where I Want to Go Next. Now What?
There’s a moment in every successful professional’s journey when they look up from the path they’ve mastered and realize the uncomfortable truth: the very habits, mindsets, and playbooks that got them here won’t take them where they want to go next. Times change, and...
Debt: Understanding Unsecured Borrowing (Revolvers, LOCs, Credit Cards)
Debt isn’t inherently good or bad, it’s a tool. Used intentionally, it can stabilize cash flow, support growth, and give a business room to breathe. Used carelessly, it can erode margins and flexibility. One of the most common, and most misunderstood, tools in a...
Considering a Business Sale? A Practical Roadmap for Owners
Deciding to sell your business is one of the most significant financial and personal decisions a business owner will ever make. For many owners, it’s not a single moment, but a growing realization, prompted by market conditions, personal goals, succession questions,...
Personal Guarantee vs. Corporate Guarantee: What Business Owners Need to Know Before Signing
When negotiating a loan or line of credit, the type of guarantee a bank requires can materially change your risk exposure. If a lender is requesting a personal guarantee rather than a corporate guarantee, this is more than a formality, it directly affects your...
Why AI Will Not Replace Your Finance Team, But It Will Redefine It
AI is moving faster than most finance teams expected. Forecasts that once took weeks now take hours. Dashboards update in real time. Variance analysis happens with a click. For many leaders, the question is no longer if AI belongs in finance. It is what happens to the...
Secured vs. Unsecured Debt: Making the Right Move for Your Capital Strategy
When it comes to debt, most people stop at the surface-level distinction: secured debt is backed by collateral, unsecured debtis not. But as CFOs, we know the real value lies in how strategically we deploy each type. The Case for Secured Debt Secured debt is any loan...
Scaling Smart: A CFO’s Perspective on Scaling a Business
As a Chief Financial Officer, I’ve seen firsthand how scaling a business can be both exhilarating and perilous. Scaling a business means increasing its capacity to grow and generate more revenue without a corresponding increase in costs. Scaling without a solid...
The Equity Conversation You Can’t Avoid: What If It’s Time to Raise Some?
Raising equity looks different from the inside than it does on paper. Having raised equity for both a venture-capital–backed startup and a public company, I’ve seen firsthand what it really takes to secure funding for growth, finish product development, and support...